Kapitaloan Payout Ops

API key

Bearer / X-API-Key (stored in this browser only)

Not connected

Payment kill-switch

When stopped, neither AUTO poller nor MANUAL/AUTO API can release payments.

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Reason (optional)

Daily bank limits

Optional. When disabled, no bank caps or 9am resume — processing continues. When enabled, each bank’s daily limit applies; over-cap pauses until next-day resume hour in Asia/Kolkata (GMT+05:30).

Limits ?

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Bank code

Daily limit (INR, blank = unlimited)

Resume hour (Asia/Kolkata GMT+05:30)

AU Bank API (admin)

Switch between TEST (UAT URLs/keys, amount forced to Rs 1, optional AU sample beneficiary) and PRODUCTION (live URL + keys). OAuth + paymentCreation request/response shapes stay the same. Leave secret fields blank when saving to keep the existing value.

AU mode ?

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TEST / UAT profile

Auth URL

Payment URL

Enquiry URL

Client ID

Client secret (blank = keep)

Encryption key (blank = keep)

Encryption salt (blank = keep)

Corporate code

Corporate product code

Remitter account

Use AU UAT sample beneficiary + Rs 1

PRODUCTION profile

Auth URL

Payment URL

Enquiry URL

Client ID

Client secret (blank = keep)

Encryption key (blank = keep)

Encryption salt (blank = keep)

Corporate code

Corporate product code

Remitter account

Payout amount (INR)

AUTO worker

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Eligible queue

ID	Name	Amount

MANUAL pay

Requires manual_operator or admin key.

Borrower application id

Dry run (no bank transfer)

AU Status Enquiry

Calls AU paymentEnquiry (guide p.13+). Requires operator+. Use batchNo from payment acceptance, or a local payout transaction id.

Payout txn id (optional)

Batch no

Transaction request id

Transaction ref no (optional)

Transaction log

ID	App	Status	Amount	Batch	When	Message

Batch runs

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API logs (summary)

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Reconcile / idempotency

Expires stale INITIATED rows, checks ACCEPTED vs borrowers stage, lists duplicate accepts (admin).

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